Terms of Service

Last updated: 15 May 2026

This is an agreement between you and the Krapla team about using the service at krapla.app. Written in plain language — but it's legally binding if you use the service.

TL;DR: Krapla is free, we do our best to keep it running but offer no guarantees. Don't use it for illegal stuff, and remember — it's a bookkeeping tool, not a financial advisor.

1. Who we are

Krapla (the "Service", "we") is a non-commercial project at krapla.app.

Contact: info@krapla.app

2. What Krapla is

Krapla is a web service for tracking personal finances and finances of non-profit organizations, with features:

Recording income and expenses
AI-powered transaction categorization
Receipt-photo OCR
CSV data export
Analytics and charts
Shared budgets (for organizations)

The Service is provided FREE OF CHARGE, "as-is".

3. Registration and your account

3.1 Age

You must be at least 14 years old to use Krapla. If younger, ask your parents.

3.2 Creating an account

Registration requires:

A valid email
A password (min. 8 characters)
Email confirmation via OTP code

3.3 Your obligations

Provide truthful information on registration
Keep your password secure
Don't share the account with others
Notify us immediately if you suspect unauthorized access

3.4 One account per person

Don't create multiple accounts for one person. Shared budgets are a separate feature — no new account needed.

4. How AI categorization works (important)

When you type a description ("medicine 200") or upload a receipt, Krapla uses AI (Anthropic Claude) to suggest a category.

AI categorization is:

✅ A helper that speeds up bookkeeping
✅ Learns from your corrections (Б27)
✅ Accurate in 80-90% of cases

AI categorization is NOT:

❌ Financial advice
❌ A tax advisor
❌ Guaranteed error-free

Your responsibility: verify AI results. If a category is wrong — fix it, the AI will remember. Don't use Krapla data for tax filings without human review.

5. What's NOT allowed

You may not use the Service for:

❌ Any illegal activity
❌ Money laundering, tax evasion
❌ Storing other people's data without permission
❌ Attempting to hack the service (SQL injection, DDoS, scraping, etc.)
❌ Reverse engineering, copying code
❌ Building a Krapla clone
❌ Automated bots for mass registration
❌ Uploading malicious content (malware, illegal content)

We may suspend or delete your account without notice for violations.

6. Your content

Everything you enter into Krapla (transactions, budgets, descriptions) is yours.

We:

Don't claim ownership of your content
Don't use it for marketing
Don't publish it
Don't share it with third parties (except sub-processors — see Privacy)

Exception: anonymized statistics (e.g. "80% of users have a Food category") may be used to improve the service.

7. Intellectual property

7.1 Our content

The "Krapla" name, logo, design, and site code are our intellectual property. Don't copy without permission.

7.2 Open source

Krapla is not open source (as of May 2026). This may change — watch for updates.

7.3 Your content

Stays yours (see section 6).

8. Availability and Service changes

8.1 "As is"

The Service is provided "as is" with no warranties. We do our best to keep it running, but:

We don't guarantee 24/7 uptime
We don't guarantee data will never be lost (though we do backups)
We don't guarantee the AI is always correct

8.2 Maintenance

We may temporarily disable the service for updates. We try to warn you, but sometimes it has to be quick.

8.3 Feature changes

We reserve the right to:

Add, modify, or remove features
Change the design
Limit the free tier in the future (with notice)

9. Account deletion

9.1 You delete your account

Request deletion via info@krapla.app. We delete within 30 days. CSV export is available in settings before deletion.

9.2 We delete your account

We may suspend or delete your account if:

You violate these Terms
The account is inactive for over 24 months (with email warning)
A competent authority requires it
It threatens the safety of other users

10. Limitation of liability

Please read carefully.

To the extent permitted by law:

Krapla is provided "as is"
We are not liable for indirect, incidental, or punitive damages
Maximum liability — €0 (because the service is free)
We are not liable for decisions you make based on Krapla data
We are not liable for losses caused by AI categorization errors

If you live in a jurisdiction that doesn't allow full limitation of liability, we limit it to the minimum allowed.

11. Disputes and applicable law

11.1 Jurisdiction

These Terms are governed by the law of Ukraine.

11.2 Before going to court

If you have a claim, please email us first at info@krapla.app. We'll try to resolve it amicably.

11.3 Court

If amicable resolution fails, disputes are heard in the courts of Ukraine at the location of the Krapla team.

11.4 If you're in the EU

EU residents may exercise consumer rights at their place of residence — these Terms do not limit those rights.

12. Changes to Terms

We may update these Terms from time to time. For material changes we'll notify you by email or via a prominent banner at least 30 days before they take effect.

Continuing to use the Service after changes take effect means you accept them. If you disagree, you may delete your account.

Current version: krapla.app/en/terms

13. Other

13.1 Severability

If any clause of these Terms is found invalid, the rest remain in force.

13.2 Entire agreement

These Terms together with the Privacy Policy constitute the entire agreement between you and us.

13.3 Waiver

If we don't enforce a particular clause in a specific case, it doesn't mean we waive it in general.

13.4 Assignment

You may not transfer your rights under these Terms without our consent. We may transfer ours (e.g., upon incorporation).

14. Contact

For any questions: info@krapla.app

This document is based on the Ukrainian original. In case of discrepancies, the Ukrainian version at krapla.app/uk/terms prevails.

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